Deadline to Claim $1,400 Stimulus from 2021 Is April 15: Here’s How to Get It
Millions of Americans may still be eligible to claim a $1,400 stimulus payment from 2021, but the deadline to do so is rapidly approaching. The Internal Revenue Service (IRS) has set April 15, 2025, as the final date to file a 2021 tax return and claim the Recovery Rebate Credit. Failing to act by this deadline means forfeiting the opportunity to receive these funds.
What is the $1,400 Recovery Rebate Credit?
The Recovery Rebate Credit was part of the American Rescue Plan passed in 2021 to help Americans during the COVID-19 pandemic. While most eligible individuals received their third-round stimulus payments automatically, the IRS says over 1 million people never got theirs — or didn’t file to claim it.
Those who missed out still have time. But the clock is ticking.
Who qualifies for the $1,400 stimulus check?
Even if you didn’t receive the payment in 2021, you may still be eligible. Here’s who can claim it now:
- Non-filers: If you didn’t file a 2021 tax return — especially due to low or no income — you may still qualify.
- Income limits:
- Single filers with income up to $75,000 (partial payment up to $80,000)
- Married couples filing jointly with income up to $150,000 (partial up to $160,000)
- Heads of household up to $112,500 (partial up to $120,000)
- Dependents: You could also receive up to $1,400 per eligible dependent listed on your 2021 return.
If you received a partial payment in 2021, you might still be able to claim the difference.
How to claim your payment
To claim the $1,400 payment, you need to file a 2021 tax return — even if you normally don’t file taxes.
Here’s what to do:
- Go to IRS.gov and access Free File (available for incomes under $73,000).
- Use the Recovery Rebate Credit Worksheet from the 2021 Form 1040 instructions to determine your eligibility.
- File your return electronically or postmark it by April 15, 2025.
Could you also qualify for more money?
Yes. If you’re eligible for the Recovery Rebate Credit, you may also qualify for other credits — like the Earned Income Tax Credit (EITC). For 2021, that credit could be worth up to $7,830 for some families with children.
Watch out for scams
The IRS warns against phishing and scam messages offering help to claim stimulus payments. They will not contact you by text, social media, or email to offer payments or request personal information.
Only use official IRS channels or speak with a verified tax preparer.
Don’t miss the deadline
The final day to claim your $1,400 stimulus check is April 15, 2025. After that, any unclaimed 2021 refund — including the Recovery Rebate Credit — will be lost permanently.
File today if you’re eligible, and tell friends or family who may have missed out.
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